Insureum

The adoption of artificial intelligence (AI) in insurance promises transformative gains in efficiency, risk modeling, fraud detection, and customer experience. However, these benefits come with ethical challenges: algorithmic […]

Microinsurance has emerged as a powerful tool for extending financial protection to low-income households and marginalized communities around the world. By offering affordable, tailored policies with simplified delivery […]

In an era defined by on-demand fulfillment, real-time communication, and intuitive digital experiences, customers have come to expect the same level of convenience and personalization from their insurance […]

The rapid expansion of the gig economy—driven by digital platforms, flexible work models, and shifting attitudes toward employment—has created new opportunities and challenges for workers, customers, and insurers […]

Climate change is reshaping the risk landscape for insurers and policyholders alike. Increasing frequency and severity of natural catastrophes—hurricanes, wildfires, floods, and droughts—coupled with rising temperatures and shifting […]

Parametric insurance is revolutionizing risk transfer by shifting from indemnity-based payouts to predetermined, trigger-based payouts that deliver faster, more transparent protection. Unlike traditional insurance—where claim payments hinge on the verification of actual […]

The insurance industry is undergoing a seismic shift as technology-driven startups challenge legacy models and pioneer innovative solutions. In 2025, InsurTech companies are leveraging AI, blockchain, IoT, and data analytics […]

In an age where digital threats evolve at lightning speed, cyber insurance has transitioned from a niche offering to an essential line of defense for businesses of all […]

In recent years, blockchain has emerged as a groundbreaking technology with the potential to transform the insurance industry. By offering secure, transparent, and tamper-proof record-keeping, blockchain addresses many […]

In an era defined by rapid technological advances, the insurance industry stands on the brink of a transformative revolution. No longer limited to manual paperwork and legacy systems, […]